Insurance application in 4 steps

Travel Emergency Insurance can be taken out as an add-on to existing health coverage, e.g. through private or national health insurance. It excludes medical treatment costs and therefore serves as a supplement to cover costs for medical repatriation to home country among other things.
You need medical cover for your stay abroad instead? In this case you will find an applicable offer here.

 

  1. Get a quote: Based on basic travel data the system will check if emergency insurance applies to the chosen parameters. Note: Travel insurance needs to be taken out for the entire stay abroad.
  2. Personal data: Entry and selection of payment option.
  3. Verification & payment: Confirmation of entries and connection to secure payment website.
  4. Insurance documents: After successful payment insurance confirmation will be available for download.
  5. Confirm e-mail address & activate login (optional): Please confirm your e-mail address by clicking on the link we've emailed you and you will receive all documents by e-mail. Also, you will have access to login area if you've chosen this option.

Insurance coverage has always to be taken out for the entire stay abroad. In case you don't know the end date of your trip, you enroll for the maximum travel period. Depending on your insurance option, the maximum insurance period is 24 months, first. Please be aware that a renewal cannot be guaranteed. In case you return home earlier, you may request a reimbursement, details are shown below (see "insurance changes").

You may pay the total amount for your travel insurance by credit card or Paypal or you choose direct debit from a bank account based in Germany (either monthly or total amount). CareMed will automatically charge the insurance premiums immediately upon payment.
(A wire transfer of the total amount is also possible, however, this option is not available online. In this case you send the completed and signed application form by e-mail. Bear in mind that you will receive your confirmation the following business day after receipt of the total amount on CareMed's bank account.)

Each person will be enrolled individually in accordance with the specific situation and requirements. Therefore insurance plans may differ from each other.
After submission of your first application and payment you may enroll further persons with same travel dates. Basic data will be kept so that you may either adapt or save it prior to insurance application.

Changes/corrections: Your travel period is rescheduled or you would like to adapt insurance coverage? Inform us in written about your changes prior to insurance start and we are pleased to change your insurance accordingly.
Cancelation/early return: All changes are possible prior to insurance start, also your insurance may be cancelled free of charge. If your CareMed insurance has started, you may request an early return for remaining months after a written notification to CareMed (minus an admin fee of €15,00/ US$ 17.00) if no payable claim has been submitted.
Renewal: In case your stay abroad is extended unexpectedly, you log in online to request a renewal of your insurance prior to the date of expiration. Please note that a renewal cannot be guaranteed. Therefore, always take out insurance coverage for the maximum travel period.

Get a quote

Please indicate all data truthfully as they are decisive for the choice of the applicable insurance. Thus, you ensure receiving appropriate insurance cover for your stay abroad. Insurance coverage needs to be taken out for the entire stay abroad, travel documents may be required as proof in case of a claim.

Due to the Brexit and the associated conditions, we unfortunately are no longer able to insure travelers with permanent residency/home country in the UK. Please contact local providers for assistance.
Due to legal requirements, we are currently not able to offer insurance coverage for persons whose permanent residence is in Switzerland.
Due to the sanctions, we are currently unable to accept applications from persons residing in Russia or the destination country Russia.

Your travel destination

Indicate your 1st destination abroad (not considering stopovers).
Due to the sanctions, we are currently unable to accept applications from persons residing in Russia or the destination country Russia.

Travel insurance while abroad

Travel insurance shall be purchased prior to the start of travel. If you are already abroad, please truthfully choose from options below. We may exceptionally provide CareMed insurance protection even though you are already traveling. Insurance must be taken out for the entire remaining stay abroad. If you are still at home, we recommend taking out insurance for the entire stay abroad.
Please note that pre-existing conditions are excluded and that there is a waiting period of 31 days for illnesses. The waiting period is waived in the event of an acute and life-threatening illness or for accidents. A comparable previous insurance policy effective since departure without interruption up to the start of insurance will be credited against the waiting period. The insurance proof shall be submitted in case of a claim.

IMPORTANT NOTE
As you are already abroad and there is no active insurance coverage at the moment e.g. from another provider, there will be a waiting period of 31 days for illnesses with CareMed insurance. For details please read page 5 of terms and conditions.

Please contact us immediately so that we can discuss your personal situation. We will check if CareMed insurance applies to you: +49 (0)228 55 54 90-0. Our office hours are Monday to Friday from 9 am to 5.30 pm CET. Out of office hours: please e-mail us your situation as detailed as possible: info@caremed-travel.com.

CareMed is not able to provide applicable insurance coverage as you have been abroad for more than 3 months without any insurance. In case of questions please contact the CareMed team, we are happy to assist (info@caremed-travel.com, +49(0)228 55 54 90-0).

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